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Cloud EMV

Transforming payment acceptance.

Felix’s cloud framework unlocks the full potential for contactless payments across the payment industry ecosystem. Bring your own smart device, terminal or app, and integrate contactless, card present payments in an instant.

Yolande Piazza, VP, Finalical Services


“How do payments providers stay ahead of disruption? By disrupting themselves first.

And how do they do that? On the cloud.”

Our technology

Cloud payments platform

Our patented cloud framework liberates the payment industry from slow certifications models and hardware dependencies. Beyond smartphones and tablets, our software transforms any device with an NFC reader into a secure payment terminal.

Cloud-payments platform-illustration
BYO processor

Connects to card networks via a network of trusted payment processors such as Chase, Elavon, Heartland, TSYS, and North American Bancard to authorize payments on behalf of businesses (merchants).

We accept

Accepts contactless payments from Visa, Mastercard, AMEX, Google Pay, and Apple Pay with a simple tap.

Easy integration

Easily integrates 'tap to pay' into various applications and hardware with built-in NFC readers.

The future

Utilizes cloud technology to turn smartphones, tablets, and other NFC-enabled devices into secure payment terminals.

Cloud payments platform

Cloud EMV technology

Contactless integrations

Use case flexibility

Kernel as a service

EMV L3 Certifications

Our platform transforms 'dumb' NFC readers into contactless terminals, for different devices, applications, operating systems and remote point of sale environments.
Easily adaptable solution for Tap to Phone payments, third-party terminals, kiosks, and mobile applications, for SMBs, mobile services, retail, restaurant, transit, eCommerce, and more.
Provides a centralised model for maintaining and updating kernel and terminal capabilities in the cloud. No need to update each and every terminal. Just one cloud-based kernel which connects to all terminals and readers. EMV L2 certified for all major card brands.
Already certified for multiple acquirers in North America, Felix provides gateway-like functionalities to connect terminals, card readers, kiosks and apps to acquirers for payment authorization. New certifications can be added with full support from our certification team.
Why Felix?

The benefits of Cloud EMV

By taking the traditional functionality of a terminal and putting it in the cloud, Felix technology frees the payment industry from its dependency on hardware and makes contactless payment integration faster and more accessible for everyone.

Who benefits?

Unlocking value across
the payment ecosystem

Felix’s cloud technology delivers unmatched value across the payment industry ecosystem, for any occasion or technology use case.



Accept payments securely without the proprietary hardware devices and costs.



‘Tap to Pay’ securely in even more locations, devices and acceptance points.


Card Networks

Streamline delivery model for EMV, increasing acceptance and enablement.


Acquiring Businesses

Improve value proposition to drive merchant acquisition and sales volume.


Terminal Vendors

Reduces certification times and provides a centralised maintenance model for EMV.


Developers & ISVs

Integration of card-present payments in different apps and operating systems.


POS Providers

Consolidates hardware and allows for flexible mobile solutions at point of sale.


Device OEMs

Adds a completely new payment processing method to COTS devices.

Anywhere, Anytime

All payment types accepted​

Our technology gives your business immediate access to all major contactless payment methods, with full EMV L2 certification.

Processor network

Multi-acquirer​ connectivity

Developers and vendors using Felix’s Android SDK get instant access to a host of leading acquirers in North America. EMV L3 made easy.


Get in touch

Future proof your payments

Dreaming about Soft POS? Get in touch to discuss how Felix’s technology can help your business grow revenue, save costs and get to market fast.

Book a demo today

Are you ready for the future?

Get in touch to book a quick demonstration of Felix Tap to Pay SDK and learn how we can help boost your sales and launch in new markets.