Introducing

Felix.Cloud

The world's first 100% cloud kernel

Felix.Cloud moves the terminal kernel to the cloud with a certified EMV L2 & L3 platform to enable any connected device anywhere.

By reducing dependency on third-party hardware, Felix.Cloud removes the barriers to payment acceptance. Our cloud is built to rapidly enable devices and turn them into payment acceptance solutions using any L1 certified device.

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Felix.Cloud

The World's First 100% Cloud kernel

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Felix.Cloud moves the terminal kernel to the cloud with a certified EMV L2 & L3 platform to enable any connected device anywhere.

By reducing dependency on third-party hardware, Felix.Cloud removes the barriers to payment acceptance. Our cloud is built to rapidly enable devices and turn them into payment acceptance solutions using any L1 certified device.

Why use Felix.Cloud?

Enabling countless devices via EMV L2-certified cloud kernel

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Eliminate third-party devices dependency

Felix.Cloud enables contactless devices everywhere, providing a streamlined certified EMV network between the connected devices and a full payment terminal functionality. Purpose-built payment acceptance devices are no longer a roadblock.

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Enhance security for merchants and consumers

Having constant access to the latest security specifications, practices, and requirements, Felix.Cloud ensures a 360° up-to-date protection against device tampering, faults, and other adversities a device might run into.

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Rapid and innovative payment products delivery

Adopt and utilize new payment technologies faster by enabling them through our powerful cloud kernel. Effortlessly experiment with what works best to gain the market advantage.

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Connect your L1 COtS to our pre-certified L2 & L3 cloud framework

Our pre-certified EMV cloud kernel is device-agnostic, and will transform your L1 device into an L2 / L3 certified payment acceptance system with no certification queues.

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Create improved consumer experience

Picking from a fleet of consumer-off-the-shelf devices helps provide a seamless and frictionless checkout experience by tailoring the devices specific to your business needs. Our Cloud takes care of the rest.

Developer enabled

Expanding opportunities previously limited by hardware

Felix.Cloud EMV kernel opens opportunities to create new exciting experiences and use cases that have traditionally been limited by hardware.

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Pre-certified EMV cloud kernel

Rapidly enable devices and turn them into payment acceptance solutions.

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Enable EMV, NFC, PIN, and QR solutions

Expand the variety of contactless payment methods.

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Deploy
Tap-to-Phone solutions

Explore the emerging Tap-to-Phone market.

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White-label solution

Integrate into your application by embedding secure modules into existing products.

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Kernel-as-a-service model

Utilize the properties of the cloud for various use cases‎.

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Co-lead an emerging tech movement

Join the innovator ranks by making use of the technology of the future today.

Accelerating the certification process

Rapidly enable devices and solutions or instant deployment

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5x increased speed to market with Felix.Cloud

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Eliminate L2 and L3 certification processes

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Deliver rapid EMV certification

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Reduce certification queues

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Provide hardware partners rapid path for market deployment

Rapid merchant activation

Fast track merchant enablement and time to revenue for merchants

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Revenue in minutes, not days, with Felix.Cloud

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Instant activation

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No hardware deployment bottlenecks

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No key injection requirements

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No 3rd party manufacturers dependence

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Speed time to revenue

Discover a world of new potential uses

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De-risking e-commerce

Heavy reliance on e-commerce ecosystems, creates increased fraud and shopping abandonment.

Online booking systems and platforms using 3DS and other fraud tools are compromising the consumer experience while increasing the overall acceptance costs. Deliver a true retail OMCOM (Omni-Commerce) EMV payment acceptance channel that enables card holders to authenticate with PIN or CDCVM.

The benefits of using Felix.Cloud include:
Increased transaction speed
Enhanced merchant and card holder security
Reduction in payment acceptance costs
Elimination of fraud tools
Increased conversion rates
Supports EU's SCA and PSD2 requirements

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Card on file in-app retail payments

Mobile card on file applications with face-to-face business cases are exposed to fraud and increased payment acceptance costs.

Cloud EMV integrates with mobile applications to enable retail EMV qualification of transactions reducing fraud and mitigating payment acceptance costs.

The benefits of using Felix.Cloud include:
Reduced merchant acceptance costs
Improved merchant and card holder security;
Reduce consumer touchpoints
Deliver card present transactions to retail environments
Reduce merchant compliance scope
Enable mobile apps with tap acceptance

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QR code payments

The shift to digital and mobile first solutions create increased payment acceptance costs and fraud due to the card not present nature of the solutions.

Cloud EMV supports any payment engagement system that enables card present EMV payment acceptance.

The benefits of using Felix.Cloud include:
Reduced merchant acceptance costs
Improved merchant and card holder security
Reduce consumer touchpoints
Deliver card present transactions to retail environments
Reduce merchant compliance scope
Enable mobile apps with tap acceptance

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Smart city commerce

Flying cars, vacations to the moon, and robots that do our bidding still seem like science fiction. Cloud EMV is enabling the future of commerce, today.

The benefits of using Felix.Cloud include:
Transit & Public transportation
Scooters, bikes and others
Parking authorities
Events and venues
Utilities & tax payments
Food & beverage
Vending & self-service
Healthcare & public services
Hyper Loop, Space X

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Biometric ID & payments

Facial biometric payments offer near fool-proof identity authentication; however, the ecosystem is not able to support enabling these payments as retail card present.

Support biometric initiatives to allow card profile data to be applied to a cloud kernel to authenticate as a retail EMV qualified payment.

The benefits of using Felix.Cloud include:
Bring the retail industry back to card-present
Reduce merchant costs and fraud
Support payment modernization initiatives
Reduce physical touchpoints
Improve card holder security
Enable new payment types
Supports consumer Covid safety

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Connected in-car payments

As the vehicle becomes an extension of our personal devices, greater adoption and use cases will be presented.

The benefits of using Felix.Cloud include:
Enabled in-car infotainment
Real-time security updates
Reduced payment acceptance costs
Improved cardholder experience
Future-proofing
Reduced scope of compliance

Trusted by the biggest names in payments

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Interested in learning more?

Get in touch to organize a confidential discussion.